Owner Occupier Insurance
OWNER OCCUPIER INSURANCE
Protect the home and it's valuable contents with owner occupier insurance. Complete peace of mind at an affordable price. Don't take the chance, get the right cover today.
We can also quote for non-standard risks:
· Long term unoccupied properties
· Properties undergoing works
· Non-Standard construction premises
· Grade II Listed premises
· Properties with 100% flat roofs
· Properties have been turned down elsewhere in the past
· Properties of non-standard construction – wood, steel frame, plastic etc.
· Customers with previous convictions
· Customers who run businesses from home, working or trading from home such as Hairdressing (beauty), B&Bs, child-minding, video/photography productions etc..
· All types of tenants working, DSS, students, Asylum seeker, HMO, Bedsits and Holiday homes;
· High net worth;
· People who have had insurance declined;
· Commercial and residential mixed (i.e. Flats above shops)
· Standalone Terrorism quotes for almost all properties, Home Insurance, Landlords and commercial
· Non-Continuous Insurance
· Bed-Room rated product offering Blanket cover of £650,000 for buildings, £65,000 for contents and £20,000 for Personal Possessions (single article limit is £10,000).
· Unoccupied property- Residential unoccupied and commercial unoccupied
· Properties going under renovation work;
· Offers full cover between lets for 30 days, at standard excess- •MTA - FLEA after 30 Days
· Student 90 days between lets cover for properties let to students, to cover them during the summer void period. Un-Occupancy conditions will still apply, but cover would not be restricted to FLEEA. This will be case by case basis.