Imagine your life without a fridge, freezer or your washing machine! When things go wrong, like a leaking washing machine and the repair bills go into unaffordable hundreds of pounds, you are left without any choice.
Although most of the domestic appliances that you purchase come with a warranty period (usually one year), you must have realised that problems start occurring only after two or three years.
The options that come to your mind are, either you buy another product, or you pay somebody to get your existing product repaired. Both are quite expensive propositions that could leave your pockets significantly empty. A third option that is provided to you is at the time you purchase the product. The retailer may offer you a policy but it is found that this deal may not be the best in the market and could be expensive.
Although, we cannot expect an appliance to run without breaking down, at times it is because of our own faults that the appliance may have stopped working. We can follow a couple of basic measures for a long-lasting appliance:
Did You Know?
Nearly half of the buyers are not fully aware of the terms and conditions stated by the insurance company. The majority of claims are rejected because of this!
Skipping the operator’s manual: Reading the operator’s manual is crucial for a trouble-free working appliance. At times, we neglect it and start working on the machine and learn about the features on a ‘hit and miss’ basis, which adds to the wear and tear of the appliance. The operator’s manual also comes in handy to fix smaller issues by the owners themselves, instead of calling and waiting for a technician.
Improper maintenance: It is important to carry out regular timely maintenance in line with the manufacturer’s instructions. Simple cleaning, defrosting and even using the appropriate amount of detergent can greatly extend the use of all appliances.
Overrunning the appliance capability: A lot of times, the owners over-run their appliances, not thinking about the excess strain it puts on the appliance. Owners need to make sure that they use the machines to an optimal level and not put any strain beyond that.
Domestic appliance insurance fills this gap. For a fixed payment each month, you can insure your products against break down. Appliance insurance could also be extended to many additional products on the same policy.
For example, instead of purchasing separate insurance for your kitchen appliance, it is better to buy a single kitchen insurance policy. It will not only save you money but will also keep you away from any hassles while looking at multiple offers and deals and will ultimately give you a peace of mind on all your kitchen appliances together at a cheaper cost.
The cover would also offer you an array of trusted engineers to come and fix your appliances. You will never have to worry about call-out charges, parts or labour again.